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Food & beverage stains; human/pet fluids (fabric, microfiber, leather, vinyl).
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Accidental rips, cuts, punctures, or brief heat/singe marks.
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Ink, crayon, cosmetics, nail polish/remover, or denim/newsprint transfer.
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Wood: beverage rings, scratches/dents through topcoat, brief heat marks.
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Outdoor: stains, fluids*, punctures/tears, brief heat marks, ink/dye, sunscreen.
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Where applicable: frame/mechanism failures after manufacturer warranty.
*Where covered by plan; see terms for fabrics and materials.